Buy Now, Pay Later

Personal Loans for Lifes Biggest Moments

What People in Gibraltar are saying about us

Google
Geri Cummings profile picture
Geri Cummings
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Horizon Finance is a great service that acts efficiently with customer care and due diligence. Definitely recommend. 5 star service.
Google
Ellie Khamoura profile picture
Ellie Khamoura
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Great service, Fast quick and easy to set up with brilliant rates !!
Google
milton keynes profile picture
milton keynes
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Apparently, my google login is my dummy account but I'm a real person :D I have availed their fantastic service a number of times now and they're always reliable. Can't thank them enough for the quick service whenever I need additional funds for my holidays. Just contact them on Whatsapp and everything is a breeze from there.
Google
Joan Ressa profile picture
Joan Ressa
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I can’t thank enough this company for there service and professionalism it’s incredible with just a message the help you can get for anything you need and for that I’m so so so grateful I would highly recommend them a big thank you to Horizon 😊😊
Google
Alyx Klausgaard profile picture
Alyx Klausgaard
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Best finance company in Gib, super helpful and on top of every query when questions arise
Google
Ernest Fernandez profile picture
Ernest Fernandez
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Chris is amazing, 5 stars to Finance.gi for the excellent superb and professional services. Fantastic, quick and a very customer focused approach. Would recommend highly to anyone. Always goes out of his way to help others like no other. Greatly recommended.
Google
Jaime Jesty profile picture
Jaime Jesty
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Fantastic company. Professional, efficient, helpful & friendly. We bought a motorbike from them under finance & everything was sorted within days. Chris helped us through the process, always had immediate responses to our queries. Highly recommend them to anyone & will definitely be using them again.
Google
Eloise Dellerue profile picture
Eloise Dellerue
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Excellent service! So fast and efficient! I would highly recommend :)
Verified by Trustindex
Trustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more
Finance.gi — Loan comparison preview
Finance.gi loan options

Find the right loan for your plans

Compare our available loan types, key features and minimum amounts, then choose the option that best suits your needs.

Everyday finance

Personal Loan

Minimum
£500
Guarantor
Yes
Fixed interest from 15%–25%

Features and benefits

  • Funds paid directly into your bank account
  • Rates based on the security or guarantee provided
  • Flexible security options, subject to acceptance
  • Loan amounts tailored to your circumstances
  • Quick application review
  • Potentially lower rates with additional security

Simple repayments

Easy Loan

Minimum
£500
Guarantor
No
Monthly repayments from £150–£200

Features and benefits

  • Quick and straightforward application process
  • No guarantor required
  • Fixed amounts over fixed periods
  • Clear and affordable monthly repayments
  • Available to customers with limited existing borrowing
  • Potential access to higher amounts after a positive repayment history

New or used

Vehicle Loan

Minimum
£1,000
Guarantor
No
New or used vehicles with 0% deposit available

Features and benefits

  • Finance for cars, motorbikes, boats and jet skis
  • Competitive rates for new and used vehicles
  • Flexible terms designed around your budget
  • Quick application review
  • Potentially lower rates with a larger deposit
  • The vehicle is used as security for the loan

Retail purchases

Purchase Loan

Minimum
£500
Guarantor
No
Short-term finance with a quick application process

Features and benefits

  • Finance purchases from retailers in Gibraltar or Spain
  • Available through trusted Finance.gi partners
  • Payment made directly to the retailer
  • Competitive fixed rates
  • Flexible loan amounts to suit the purchase
  • A guarantor may unlock lower rates for larger amounts

Business funding

Business Loan

Minimum
£10,000
Guarantor
Yes
Flexible terms tailored to your business needs

Features and benefits

  • Minimum loan amount of £10,000
  • Flexible duration based on your business requirements
  • Security is required to support the application

This comparison is a summary only. All applications are subject to eligibility, affordability and credit assessment. Rates, terms, deposit, security and guarantor requirements may vary.

Contact Us

©Horizon Finance Limited 2026

×

Cart