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Finance.gi loan options

Find the right loan for your plans

Compare our available loan types, key features and minimum amounts, then choose the option that best suits your needs.

Everyday finance

Personal Loan

Minimum
£500
Guarantor
Yes
Fixed interest from 15%–25%

Features and benefits

  • Funds paid directly into your bank account
  • Rates based on the security or guarantee provided
  • Flexible security options, subject to acceptance
  • Loan amounts tailored to your circumstances
  • Quick application review
  • Potentially lower rates with additional security

Simple repayments

Easy Loan

Minimum
£500
Guarantor
No
Monthly repayments from £150–£200

Features and benefits

  • Quick and straightforward application process
  • No guarantor required
  • Fixed amounts over fixed periods
  • Clear and affordable monthly repayments
  • Available to customers with limited existing borrowing
  • Potential access to higher amounts after a positive repayment history

New or used

Vehicle Loan

Minimum
£1,000
Guarantor
No
New or used vehicles with 0% deposit available

Features and benefits

  • Finance for cars, motorbikes, boats and jet skis
  • Competitive rates for new and used vehicles
  • Flexible terms designed around your budget
  • Quick application review
  • Potentially lower rates with a larger deposit
  • The vehicle is used as security for the loan

Retail purchases

Purchase Loan

Minimum
£500
Guarantor
No
Short-term finance with a quick application process

Features and benefits

  • Finance purchases from retailers in Gibraltar or Spain
  • Available through trusted Finance.gi partners
  • Payment made directly to the retailer
  • Competitive fixed rates
  • Flexible loan amounts to suit the purchase
  • A guarantor may unlock lower rates for larger amounts

Business funding

Business Loan

Minimum
£10,000
Guarantor
Yes
Flexible terms tailored to your business needs

Features and benefits

  • Minimum loan amount of £10,000
  • Flexible duration based on your business requirements
  • Security is required to support the application

This comparison is a summary only. All applications are subject to eligibility, affordability and credit assessment. Rates, terms, deposit, security and guarantor requirements may vary.

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